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Home mortgage refinance rates are low

Home mortgage refinance rates are low right now. How can you capture the best rate?

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When’s the best time to lock in a mortgage rate?

When is the timing right to lock in your mortgage rate? With a rate lock, lenders are obligated (with a few exceptions) to offer a home loan at an agreed-upon rate regardless of whether mortgage rates have changed between the time of the loan approval and the closing date. Consumers looking for a mortgage who find a great rate typically choose to lock it in for a specified period of time. Todd ...

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Should you stretch out a refinance?

It might make more sense to increase the length of your mortgage to free up some cash.

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The wasted 4.44% mortgage rate

It appears even the bright spots of this tired economy are still working against heavily indebted homeowners. Mortgage rates have hit new lows nearly every week, but many borrowers are still unable to take advantage of them.

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Mortgage Bonds Lose Ground With Home Refi Boom: Credit Markets

Government-backed U.S. mortgage bonds underperformed Treasuries in August by the most since November 2008 amid concern federal intervention may spark a refinancing wave that reduces the value of the securities.

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Refinancings Soar as Mortgage Rates Remain Low

RISMEDIA, September 3, 2010—(MCT)—For anyone under the age of 57, mortgage rates are now the lowest they’ve been during your life. This fact isn’t lost on a growing number of homeowners who have started a new wave of refinancings. …

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Mortgage Bonds Lose Ground as Homeowners Grab Lower Rates

Government-backed U.S. mortgage bonds underperformed Treasuries in August amid concern federal intervention will spark a refinancing wave

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